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Senga Energy
  • What we installSolarLower bills from day one BatteriesBackup power, peak-rate relief HVACNew systems, $0-down Comfort Plan RoofingSolar-ready, lifetime workmanship WindowsEnergy-efficient, double lifetime warranty

    Not sure where to start?

    Tell us what you're thinking about and a local expert will map out options and real numbers. No pressure, no cost.

    Get a free quote (916) 536-7954Existing customer? Get support
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Senga Energy

What we install

  • SolarLower bills from day one
  • BatteriesBackup power, peak-rate relief
  • HVACNew systems, $0-down Comfort Plan
  • RoofingSolar-ready, lifetime workmanship
  • WindowsEnergy-efficient, double lifetime warranty

More from Senga

AboutReviewsBlogContactSupport
Get a free quoteCall (916) 536-7954

Live local team Mon–Fri, 8am–8pm

Family enjoying a custom home with rooftop solar panels in El Dorado Hills, California
Prepaid Lease

A Different Way to Go Solar

Lower upfront cost. No monthly lease payment. A path to ownership later.

Get My Free ProposalCompare Every Option

No cost, no obligation. We'll tell you if solar isn't the right move.

Local to Gold CountryEl Dorado & Placer Counties
Every Option ExplainedPurchase, Loan, Lease, PPA
Advisors, Not ClosersZero-Pressure Consultation
Solar consultant reviewing a custom solar proposal with homeowners in El Dorado Hills
Another Option

Not everyone wants a 20-year loan

Not every homeowner wants a traditional solar loan. Not everyone wants to finance a system for 20 years. And not everyone qualifies for every incentive available.

That's why we offer another option.

Our prepaid lease lets you make one reduced upfront payment, enjoy the savings from producing your own electricity, and avoid ongoing monthly lease payments. If your needs change, you'll also have the opportunity to purchase the system later.

It's a simpler way to go solar for homeowners who value long-term savings without taking on another monthly bill.

Talk With an Advisor

The Benefits

Why Some Homeowners Prefer a Prepaid Lease

01

Lower Upfront Cost

Because the system is owned through a specialized financing structure, certain commercial energy incentives can help reduce the amount you pay upfront. That means many homeowners can install solar for significantly less than purchasing the system outright.

02

No Monthly Lease Payments

Unlike many traditional leases, your lease payment is made upfront. After installation, there are typically no recurring monthly lease payments to budget for, allowing you to enjoy the energy your system produces without another monthly bill.

03

Enjoy the Benefits of Solar

Your home produces clean electricity that helps reduce your dependence on utility power while protecting you from rising electricity costs. Whether PG&E rates continue climbing or time-of-use pricing changes again, producing your own power gives you more control.

04

Purchase Later If You Choose

If ownership becomes important to you later, you'll have the opportunity to purchase the system after the initial lease period. That gives you flexibility without forcing you into a decision today.

Family cooking together in a modern Northern California home powered by solar energy
Designed for Today

Built around California's current energy rules

California has changed dramatically over the past few years.

  • Utility rates continue to increase.
  • Net Energy Metering has changed.
  • Battery storage is becoming more valuable than ever.

The good news is that well-designed solar systems can still provide excellent long-term value when they're built around today's rules, not yesterday's.

Our team designs every system specifically for California's current energy landscape, helping homeowners maximize self-consumption, pair solar with battery storage when appropriate, and choose the financing option that best fits their goals.

Premium rooftop solar installation on a luxury California home
Compare

Which Option Is Right For You?

There isn't one “best” way to go solar. Our job isn't to push one option. It's to help you understand all of them so you can make the decision that's right for your home.

Cash Purchase

You buy the system outright and own it from day one. The highest upfront cost, and no financing involved.

Best for

Homeowners with cash available who want full ownership immediately.

Solar Loan

You finance the system and own it, repaying the loan over a term that often runs up to 20 years.

Best for

Homeowners who want ownership and are comfortable with a long-term monthly payment.

On This Page

Prepaid Lease

One reduced upfront payment. Typically no recurring monthly lease payments afterward, with the opportunity to purchase the system later.

Best for

Homeowners who want a lower upfront cost and no new monthly bill, while keeping future flexibility.

Power Purchase Agreement

You pay for the power the system produces rather than for the system itself, usually with little or nothing down.

Best for

Homeowners who want to avoid upfront cost entirely and prefer paying per kilowatt-hour.

Compare These Side-by-Side
Senga Energy consultant meeting with a homeowner outside a Northern California residence
How We Work

Honest Advice. Zero Pressure.

Solar has earned a mixed reputation over the years. Unfortunately, some companies focused more on closing deals than educating homeowners.

That's not how we operate.

We'll walk you through every available option, explain the numbers in plain English, answer every question you have, and help you determine whether solar actually makes sense for your home.

If another financing option would leave you better off, we'll tell you.

Because the goal isn't just installing solar. It's helping you make a decision you'll still feel good about years from now.

Step 01

Talk with an advisor

A straightforward conversation about your home, your usage, and what you're trying to accomplish.

Step 02

Get a custom proposal

A system designed for your roof and California's current energy rules, with the numbers laid out plainly.

Step 03

Compare every option

Purchase, loan, prepaid lease, and PPA side by side, so you can choose with confidence.

Upscale El Dorado Hills neighborhood with modern homes featuring rooftop solar
California homeowner relaxing outdoors at a solar-powered home
Next Step

See every option before you decide

Get your free custom solar proposal and compare every available option side-by-side.

Get My Free ProposalAsk a Question First

Free, no obligation, and no pressure to move forward.

Program availability, incentive eligibility, system design, and savings vary by home, utility territory, and current program rules. Figures and options discussed here are illustrative and are not an offer of financing. Your advisor will review the specific terms that apply to your property.

Senga Energy

4650 Golden Foothill Pkwy, Ste 135
El Dorado Hills, CA 95762

Sales (916) 536-7954
Support (916) 400-9920

info@sengaenergy.com
Mon–Fri, 9am–5pm PST

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Trusted by thousands of California homeowners since 2016

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